How much insurance do you need?
I don’t know about you, but I have never been a big fan of insurance. It seems to be confusing, expensive and feels like a play on fear. While this …
Ignorance is bliss, until it’s not.
There are some situations in life where ignorance is truly bliss. One personal example is from my step-sister who is mentally and physically challenged. She has multiple issues that plague her …
Do Numbers Lie?
Numbers can tell us a lot and for good reason. You have probably heard the saying “the numbers don’t lie”, but is that always true? It would be incorrect for …
Use Other People’s Money
Have you ever heard the financial advice phrase “use other people’s money”? If you have done just a little research into the financial world you have probably heard the phrase before. …
“Don’t worry about mortgage interest because rates are low and tax deductible”
Have you ever heard someone say, “don’t worry about mortgage interest because the rates are so low and the interest is tax deductible”? I know I have. This advice is …
The Tax Deductions Trap
Do not misunderstand me. Tax deductions are great. I love them. They are also often times misunderstood and thought of as a dollar for dollar savings on your taxes. How …
Budgeting for a New Baby: Tips for Your Growing Family
Congratulations! You have recently found out that you have a baby on the way. This is a very exciting time with a wide range of emotions. You are about to …
Special Needs and Social Security
When life gives you “lemons” make lemonade. Did you pick up on my quotation marks around lemons? I did that because what may start as a perceived lemon actually is …
Forget About Social Security
When I say “forget about social security”, I am not talking about the very real possibility of it not being around for the younger generation. What I am talking about is …
Using The Wrong Tool To Solve The Problem
Our smartphones are a fantastic tool. I use it daily for so many things. It would be easy to say that my entire life is on my smartphone. Google …